Investment Scenarios

Here we present three different investment scenarios, showcasing budget requirements and possible returns from the properties that we source. We base these examples on previous client projects.

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Investment Criteria

As part of our Investment Criteria, we only work with clients who hold over £50,000 (i.e. savings). This guarantees that we are sourcing properties for clients that have the available budget to cover the purchase and refurb costs.

Depending on your budget, here we provide three examples of purchase and refurb costs and the potential returns from properties source by Property Portfolio Partners UK.

Scenario 1

Purchase Price

£75,000

Mortgage

Mortgage LTV: 75%

Mortgage: £56,250

 

Total Cash Invested

£45,795

Purchase Costs

Deposit: £18,750

Refurb Estimate: £15,000

Additional Fees: £12,045

Annual Net Rental Income

£2,938

Rental Income & Expenditure

Monthly Rent: £450 (£1,950 PA)

Monthly Management: 11%

Monthly Management Fee: £50 (£594 PA)

Gas Certificate: £70

Monthly Insurance Cost: £15 (£200 PA)

Mortgage Interest Rate: 3.00%

Monthly Mortgage I/O: £141 (£1687.5 PA)

Monthly Net Profit: £244.88 (£2,938.50 PA)

Annual Return on Investment

6.42%

Cashflow Summary

Gross Yield 4.56%

Annual Return on Capital Invested: 6.42%

Scenario 2

Purchase Price

£95,000

Mortgage

Mortgage LTV: 75%

Mortgage: £56,250

 

Total Cash Invested

£45,295

Purchase Costs

Deposit: £23,750

Refurb Estimate: £8,900

Additional Fees: £12,645

Annual Net Rental Income

£3,520.50

Rental Income & Expenditure

Monthly Rent: £550 (£2,383.33 PA)

Monthly Management: 11%

Monthly Management Fee £61 (£726.00 PA)

Gas Certificate: £70

Insurance: £18 (£240 PA)

Mortgage Interest Rate: 3.00%

Monthly Mortgage I/O: £178 (£2137.50 PA)

Monthly Net Profit: £293.38 (£3,520.50 PA)

Annual Return on Investment

7.77%

Cashflow Summary

Gross Yield: 4.80%

Annual Return on Capital Invested: 7.77%

Scenario 3

Purchase Price

£125,000

Mortgage

Mortgage LTV: 75%

Mortgage: £56,250

 

Total Cash Invested

£53,295

Purchase Costs

Deposit: £31,250

Refurb Estimate: £8,500

Additional Fees: £13,545

Annual Net Rental Income

£4,156.50

Rental Income & Expenditure

Monthly Rent: £675 (£2,925 PA)

Monthly Management: 11%

Monthly Management Fee: £74 (£891 PA)

Gas Certificate: £70

Insurance: £20 (£240 PA)

Mortgage Interest Rate: 3.00%

Monthly Mortgage I/O: £234 (£2812.50 PA)

Monthly Net Profit: £346.38 (£4,156.50 PA)

Annual Return on Investment

7.80%

Cashflow Summary

Gross Yield: 4.64%

Annual Return on Capital Invested: 7.80%

Our recent client success stories

Read about our recently sourced properties and the returns they offer.
Client Success Stories

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